Advertisement

Am I covered by my dental insurance?

The myths

  • You can buy cover just to cover overseas treatment.
  • Policies have a worldwide extension so cover must apply.
  • Insurances with non-UK cover will pay for overseas treatment.

The reality

  • There is no specific cover for those planning to go overseas for dental treatment.
  • Worldwide extensions are for emergencies only.
  • Very few policies cover treatment outside the UK, and even when they do, most of the treatments you go overseas for are not covered.

The detail

Many dental policies only cover accidents, emergencies and simple maintenance, so excluding more extensive dental treatment.

Your policy may restrict treatment to your normal UK dentist.
Policies have specific exclusions-such as;

  • cosmetic procedures
  • dental treatment carried out in a hospital
  • orthodontic treatment
  • dental veneers
  • tooth whitening
  • implants

The exclusion which normally applies even if not specifically excluded by the policy is a pre-existing condition. This can be interpreted in many ways to include anything you knew or suspected or have had treatment for.

A small number of dental insurers include treatment outside the UK. But, this will only be for treatment that would have been covered in the UK, and will exclude travel and other non-medical costs. This may be limited to the EU only.

Get a quote for treatment abroad

Get a quote
  1. Complete the enquiry form
  2. Select countries of interest
  3. Providers respond
    directly
View online FREE GUIDE

Why treatment abroad could be right for you

- Costs/NHS funding
- Choosing a clinic or surgeon
- What if something goes wrong?

Additional information

Please provide the following information to get a better idea of the overall cost of your medical travel. We will factor in the typical price of travel, accommodation and travel insurance along with the cost of the treatment.



I am travelling from:
No. of travellers:

Skip this step  >    

Find providers of treatment abroad

 
 
In the following countries:
Show cheapest countries

Compare the average cost of treatment, flights, accommodation & insurance

 

Include medical travel agencies

 Yes  No
 
Advertisement
Advertisement