P J Hayman: Free Spirit - travel for treatment

Provider

P J Hayman

Country

European Economic Area

Product Name

Free Spirit

Insurers

AXA Insurance UK plc

Product Type

Medical complications insurance

For

• Age 18 to 74

• UK nationals

• Those traveling for most surgical, dental and cosmetic treatments

• UK or Channel Island nationals registered with a medical practitioner in the European Economic Area (the European Union plus Iceland, Liechtenstein and Norway) or the Channel Islands 

• For example a UK national living in France would be eligible to take out cover

Not for

People who: 

• Live outside the EEA/Channel Islands
• Are not UK nationals
• Suffer from stress, anxiety, depression, or other  mental/nervous disorder
• Have a condition that has been diagnosed as terminal
• Travel against medical advice
• Are awaiting or receiving treatment in a UK hospital/clinic/nursing home
• One-way trips

Important areas covered with limits shown

• Cancellation £1,000

• Emergency medical expenses £5 million

• Baggage £2,000

• Personal liability £2 million

• Specific cover for complications occurring after 48 hours and up to 31 days whilst abroad £5 million

Other cover

• Delayed departure

• Missed departure/ missed connection

• Hospital cash

• Trip cancellation

• Money

• Travel documents

• Legal expenses

• Personal accident

• Replacement passport

• Medical Aids

• Prescribed medications

• Financial failure

• 24/7 emergency assistance

Not covered

• Cover for the medical treatment or procedure for which your trip is planned

• Heart or cancer operations

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